If you've never held a credit card, your initial credit score will depend on how promptly you have paid any utility bills held in your name, and the length of time you've been at your current address. It will also depend on whether you've ever had any Count Court Judgements (CCJs) agains your name. If your payment history is good, and you've never had any CCJs - your credit score should be around 350.
You could check your credit score - by registering with a site such as 'Clearscore'. They'll ask you some questions about you, your home and your past credit history - and create a score based on the info you give. My own score is currently 464 out of 700 - but I've been at my current address for 13 years, always paid my utility bills on time, and never had any CCJs.
annualcreditreport.com is the first place to go ---no cost--no credit card necessary If you want to check your score more than once a year go to CreditKarma.com - they allow you to pull your score whenever you want without a credit card or fee.
In order to get a business credit card with no PG you will need to have a strong business credit score. That is the first step.
vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score
Generally, no, your credit score will not be reduced if a credit card that you own is not being used. You don't, however, want to cancel the card - cancelling a credit card (whether voluntary or forced by the issuer) does reduce your credit score.
There's no need to have a credit card to get your credit score. You can use various web based services in order to get your credit score for free -- no credit card required. See the source links for links to sites that can help provide more information on checking your credit score.
annualcreditreport.com is the first place to go ---no cost--no credit card necessary If you want to check your score more than once a year go to CreditKarma.com - they allow you to pull your score whenever you want without a credit card or fee.
In order to get a business credit card with no PG you will need to have a strong business credit score. That is the first step.
vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score
Generally, no, your credit score will not be reduced if a credit card that you own is not being used. You don't, however, want to cancel the card - cancelling a credit card (whether voluntary or forced by the issuer) does reduce your credit score.
There's no need to have a credit card to get your credit score. You can use various web based services in order to get your credit score for free -- no credit card required. See the source links for links to sites that can help provide more information on checking your credit score.
If you have never bought anything on credit, you do not have a credit score.
There are many requirements to applying for a credit card. The biggest requirement is having a good credit score. Without a good credit score, one cannot get a credit card.
Yes.
Yes.
credit score
no. most of credit card company will decline you appilication.
No, because its for a business and it's not in your name. It will however change your credit score if and only if you have a business credit card in your name.