Who has oversight of the health insurance companies in united states?

Answer 1

Typically each state has an insurance commissioner that regulates insurance activities in the state. That would include auto, home, business, health, life, and many types of insurance. Each state commissioner monitors insurance companies to ensure they are complying with local laws and regulations. There is also a national association of insurance commissioners or the NAIC. Here is some information from the NAIC website at naic.org .

The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the U.S.