0
The answer is already on this website, pleases see the link below.
http://www answers com/topic/payor-clause
payee is the person who is to be paid
payor is who pays to the payee
Tertiary insurance is the 3rd insurance policy responsible for payment.
Example...
Medicare, primary payor
Blue Cross Blue Shield, secondary payor
Aetna, tertiary payor
No
The person who wrote the check