You're a minor? You're crazy? Or they think you're crazy. Like
when you sign in to see about opening an account under REASON FOR
VISIT You put: "To get the bank president to leave my teenage
daugthter alone." You don't have, or won't produce sufficient
Identification to open the account that the bank needs to be in
compliance with the Bank Secrecy Act. And, if not covered above,
you don't have or won't produce a valid Social Security number.
(For IRS purposes. Or the account you want opened is in the name of
a company or something and you can't produce a corporate resolution
or other authorization. Probably some more that don't occur to me
just now.