Account Balance

The net of debits and credits for an account at the end of a reporting period.

Investopedia Says:
This applies for all types of accounts. A bank account balance shows the amount owed to you by the bank while a credit card balance shows the amount you owe to the credit card company.

Net of debits and credits at the end of a reporting period. Term applies to a variety of account relationships, such as with banks, credit card companies, brokerage firms, and stores, and to classifications of transactions in a bookkeeping system. The same account may be an asset account balance or a liability account balance, depending on which side of the transaction you are on. For example, your bank balance is an asset account to you and a liability account to the bank. Your credit card (debit) balance is a liability account to you and an asset account (account receivable) to the credit card company.