Will your good credit be affected by your boyfriends bad credit if you move in with them or join the mortgage with arears on it?
Answer Answer This is really a good question as many women have joined with men with bad credit, and seen their good credit ratings go from good, to terrible. … I'd say that if possible if you haven't already signed the Mortage then perhaps you go to a notary, have an agreement drawn up that says you are half owner of the home, but don't sign the Mortage until he gets his credit ratings where they should be. If he goes down, he will take you and your good credit ratings with him. Be careful what you sign. (MORE)