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ATM Forum
IETF
ITU-T
Transports data, video, and voice at the same time using high-speed cell-switching technology.
Has a popular high speed of 622.08 Mbps that is frequently used over fiber-optic cabling.
An ATM charge is when you are using an ATM that is not the ATM of your bank' company. Therefore, they charge you for it
The words ATM RFD on a bank statement have to do with ATM machine use. ATM RFD means ATM refund.
You draw the money from the first ATM, then you walk/crawl/fly/swim to the other ATM and deposit it into that ATM.