how do you the money from the bank draft?

A check is a type of bank draft. The Savings and Loan issued a bank draft to cover the amount. They sent a bank draft to the utility company.

Bank Draft mean a check drawn by a bank on its own funds in another bank.

there is no time frame or a bank draft, it is valid for as long as you have it.

How long it takes for a bank draft to clear depends on where the back issueing the draft is located and where the draft is submitted for deposit.