One can get independent financial advice in the United Kingdom from various banks located in the United Kingdom. These banks include: HSBC, Standard Chartered, Barclays, etc.

In London, United Kingdom, commercial lending rates are typically estimated by banks in London. They find an average from rates they would be charged if they borrowed from other banks.

Some nationwide banks, i.e., banks which have branches across the country, are various, such as Barclays, Natwest, Lloyds TSB and Nationwide in the United Kingdom.

No there are no Halifax Banks in the U.S.A. The Halifax Bank is a division of the Bank of Scotland and is located in the United Kingdom only.

The current standard savings rates in banks is currently approximately 1% in the United Kingdom and the Eurozone. The rates are also low in the United States and Canada.