What is a certificate of analysis in a letter of credit? A document required under L/C requesting to analysis the product and to certify it.

Credit analysis is a study by a credit analyst where -- based on the loan application and the available info from 1, 2, or 3 credit bureaus -- she analyzes and attempts to predict how responsible the prospective borrower is in the use of credit. In other words, whenever a prospective borrower applies for a loan, a credit analysis is done, in order to discover A) What the prospective borrower's payment history is, B) How much credit has been already extended to him, and C) If he has the capacity to repay the proposed loan under the terms of the most likely loan agreement.

Credit Analysis and Research

Depending if you want a career in Credit Analysis or looking to find information on your own can be found at a local job resources office. When searching for your own it can be found at your local bank.