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No, insurance death benefits are exempt from creditor actions.

Q: Can a credit card company take life insurance proceeds to pay towards a debt even if the amount is only enough for burial expense?

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No, insurance death benefits are exempt from creditor actions.

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No it can not be paid at the end of the loan. Credit life is to insure the creditor. If you pass away before the loan is paid credit life will pay off the loan. If there is no cosigner then why would you insure the creditor? There is no advantage to you at all for getting credit life.

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credit life insurance

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What are the exclusions for obtaining credit life on a loan

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Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.

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