== == The average U.S. credit score fluctuates between 678 and
682, depending on economic conditions and on risk-scoring model
updates. The credit scores maintained at each of the 3 main credit
bureaus also may vary due to different scoring ranges, variations
in credit scoring models and on inadequate credit reporting. It is
possible to have a score as high as 730 with TransUnion while also
having a 680 credit score with Equifax.