A credit spread is when a person purchases some interest in a company and gets a discount on buying more of the same stock. A credit spread is used mostly when the stock is in a troubled company.

Credit spread is usually taken to mean the difference in interest rates available on Treasury securities and other securities that are apparently identical except for their quality rating.

1 credit means you can buy a song with that credit

1 credit is 1 hour.

1] Consumer Credit

2] Mercantile or Commercial Credit

3] Bank Credit

4] Investment Credit