That is where the death benefit in a life policy increases over a period of time.

The 250 death benefit from the SSA is not taxable income.

"Usually, a person has life insurance on himself. In that case, he would not receive the death benefit but his stated beneficiaries will receive the death benefit. "

Can you answer the question :

how many Whole life / Universal Life/ Cah Value pilicies pay death benefit to beneficiaries?

The option to increase the death benefit with dividends is called "paid-up additions".

If you select "paid-up additions" then dividends will purchase additional death benefit which will increase the total death benefit of the policy. This will also increase the cash value of the policy.

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