deposit

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1. cash, checks, or drafts placed with a financial institution for credit to a customer’s account. Banks broadly differentiate between demand deposits (checking accounts on which the customer may draw at any time) and time deposits, which usually pay interest and have a speci fied maturity or require 30 days’ notice before withdrawal.

2. securities placed with a bank or other institution or with a person for a particular purpose.

3. sums lodged with utilities, landlords, and service companies as security.

4. money put down as evidence of an intention to complete a contract and to protect the other party in the event that the contract is not completed.

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Money paid in good faith to assure performance of a contract.
Deposits are commonly used with sales contracts and leases . If the person who put up the deposit fails to perform, the deposit is forfeited, unless conditions in the contract allow a refund.
brokers are to put deposits in a separate checking account pending completion of the contract.
See earnest money.


Example: Whitman presented a $1,000 check as an earnest money deposit on a home she would buy provided she could get a 7% interest rate, 30-year loan for 80% of the price. The broker deposited the check in an escrow account , and refunded it when Whitman could not arrange said loan.

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verb

1. To put down, especially in layers, by a natural process: precipitate. See increase/decrease.
2. To place (money) in a bank: bank, lay away, salt away. Informal sock away. See keep/release, money.

noun

1. A partial or initial payment: down payment. See money, pay/owe.
2. Matter that settles on a bottom or collects on a surface by a natural process: dreg (often used in plural), lees, precipitate, precipitation, sediment. See leftover.

n

Definition: accumulation
Antonyms: giving

n

Definition: down payment; money saved
Antonyms: debit, withdrawal

v

Definition: locate, put in place for safekeeping
Antonyms: take away, take out

The sediment that settles in the bottle as a wine ages. Such deposits occur in many red wines and occasionally in some whites. It's a natural process and doesn't signify that there's anything wrong with the wine.

1. A transaction involving a transfer of funds to another party for safekeeping.

2. A portion of funds that is used as security or collateral for the delivery of a good.

Investopedia Says:
1. This type of deposit is identical to the money an investor transfers into a bank's savings or checking accounts.

2. Some contracts require a percentage of funds to be transferred before delivery as an act of good faith. An example is the initial margin deposit required for entering into a new futures contract.

Related Links:
Break down the walls around researching financial instutions' financials. Analyzing A Bank's Financial Statements
Find out which type of account suits your specific needs. Demystification Of Bank Accounts
Find out what margin is, how margin calls work, the advantages of leverage and why using margin can be risky. Margin Trading
If using a layaway plan keeps you from having to use your credit card, it could be a smart move. Layaway Plans: Get The Goods Without Going Into Debt
Their inverse correlation with stocks and bonds make these alternative investments worth getting to know. A Primer On Managed Futures

IN BRIEF: n. - A person who has added money to their account at a bank or similar institution.

All I need from you is to stand as the original depositor of this fund. — www.yourdictionary.com

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sign description: Both A-hands with thumbs together move apart as the thumbs go down.

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1. sediment or dregs.
2. extraneous inorganic matter collected in the tissues or in an organ of the body.

For a list of words related to deposit, see:

• Materials, Formations, and Substances - deposit: sediment laid down in new location; pocket of mineral or ore in earth
• Mining - deposit: minerals or ores laid down by nature; location where minerals are found
• Banking and Financial Services - deposit: money stored in bank or financial institution; partial payment for goods, services, or property
• Mortgages and Financing - deposit: amount paid to hold property until escrow clears

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  See crossword solutions for the clue Deposit.

This entry is from Wikipedia, the leading user-contributed encyclopedia. It may not have been reviewed by professional editors (see full disclaimer)

Dansk (Danish)
n. - indskud, depositum, indestående, depot, pant, aflejring, bundfald
v. tr. - deponere, indsætte, betale som pant/depositum
v. intr. - indskyde, aflejre, deponere

idioms:

• deposit account    indlånskonto

Nederlands (Dutch)
afzetten, storten (geld), (doen) bezinken, brengen, (neer)leggen, achterlaten, in bewaring geven, storting, aanbetaling, borg(som), afzetting, bezinksel, neerslag, (erts)laag

Français (French)
n. - dépôt, arrhes, acompte, provision, premier versement comptant, caution, cautionnement, (GB, Pol) cautionnement électoral, (Chim) dépôt, précipité, sédiment, dépôt (dans le vin), (Géol) dépôt, gisement (de minerai, de pétrole)
v. tr. - poser, déposer/verser (de l'argent), laisser/mettre en dépôt, confier qch à qn, (Géol) former un dépôt
v. intr. - déposer, confier, verser, se déposer, s'installer (un dépôt)

idioms:

• deposit account    compte de dépôt, (GB) compte sur livret

Deutsch (German)
n. - Guthaben, Kaution, Pfandgeld, Ablagerung, Anzahlung, Hinterlegung
v. - ablegen, einzahlen, in Verwahrung geben

idioms:

• deposit account    Sparkonto

Ελληνική (Greek)
n. - κατάθεση, (εν)απόθεση, προκαταβολή, εγγύηση (κν. καπάρο), (γεωλ.) κοίτασμα, εναπόθεση, (χημ.) ίζημα, κατακάθι, (οικον.) κατάθεση χρημάτων, παρακαταθήκη, παράβολο
v. - εναποθέτω, βάζω, (παρα)καταθέτω, προκαταβάλλω

idioms:

• deposit account    λογαριασμός καταθέσεων

Italiano (Italian)
depositare, versamento, caparra, deposito, giacimento, acconto, cauzione, sedimentazione

idioms:

• deposit account    conto corrente

Português (Portuguese)
n. - depósito (m)
v. - depositar

idioms:

• deposit account    conta (f) corrente

Русский (Russian)
давать задаток, вносить на депозитный счет, задаток, вклад, отложение, залог

idioms:

• deposit account    депозитный счет

Español (Spanish)
n. - depósito, pago, seña, yacimiento, sedimento, desembolso inicial, entrada, depósito de locación, sedimentación
v. tr. - ingresar, pagar, depositar, dar seguridad, regresar, entregar, dejar
v. intr. - ingresar, depositar, insertar

idioms:

• deposit account    cuenta a plazo fijo

Svenska (Swedish)
n. - deponering, tillgodohavande, bottensats
v. - deponera, förvara, lägga/sätta ned

中文（简体）(Chinese (Simplified))
存款, 堆积物, 定金, 存放, 堆积, 沉淀

idioms:

• deposit account    存款帐户, 定期存款

中文（繁體）(Chinese (Traditional))
n. - 存款, 堆積物, 定金
v. tr. - 存放, 堆積
v. intr. - 沈澱

idioms:

• deposit account    存款帳戶, 定期存款

한국어 (Korean)
n. - 퇴적물, 예탁물, (알을) 낳다
v. tr. - ~을 두다, 퇴적 시키다, ~에 (돈을) 맡기다
v. intr. - 놓이다, 퇴적하다, 맡겨지다

日本語 (Japanese)
v. - 置く, 預金する, 沈殿させる, 手付け金として払う
n. - 預金, 手付け金, 堆積物, 沈殿物, 鉱床

idioms:

• deposit account    通知預金

العربيه (Arabic)
‏(الاسم) مبلغ من المال يوضع في البنك, وديعه, عربون, تأمين ( يدفع كضمان) (فعل) يودع مالا في بنك, يضع شئ في مكان معين, يرسب ( خاصه السوائل), يدفع عربونا, يدفع تأمين ( مبلغ من المال كضمان)‏

עברית (Hebrew)
n. - ‮פיקדון, דמי-קדימה, מרבץ, שכבה, סחופת, משקע‬
v. tr. - ‮הטיל, שם, הפקיד, השליש, הניח סחופת‬
v. intr. - ‮שקע, הופקד כערבות, הושם‬

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