disclosure

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(dĭ-sklō'zhər) pronunciation
n.
  1. The act or process of revealing or uncovering.
  2. Something uncovered; a revelation.

1. Banking. Information on credit terms required by federal or state laws to give their customers. Disclosure is normally required in all consumer loans and residential mortgages. Items subject to disclosure are the finance charge expressed as the Annual Percentage Rate, method of interest rate computation, minimum monthly payment, and also procedures for error resolution in billing disputes. Banks also must disclose the reason for a turndown when rejecting a consumer loan application.

2. Securities. The release of relevant information to a buyer of securities. The Securities Act of 1933 and other regulations require issuers to give buyers sufficient information to make an informed decision. It is up to the customer to evaluate the information and make a purchase decision. The SEC and securities exchanges do not care what is sold, only that all the relevant information is presented to the buyer.

3. Accounting. A fact or condition stated on the balance sheet or in footnotes. See also Market Discipline.

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noun

    Something disclosed, especially something not previously known or realized: apocalypse, exposé, exposure, revelation. Informal eye opener. See show/hide.

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n

Definition: announcement, revelation
Antonyms: concealment, hiding, secret

The act of releasing all relevant information pertaining to a company that may influence an investment decision. In order to be listed on major U.S. stock exchanges, companies must follow all of the Securities and Exchange Commission's disclosure requirements and regulations.

Investopedia Says:
To make investing as fair as possible for everyone, companies must disclose both good and bad information. In the past, selective disclosure was a serious problem for investors because insiders would frequently take advantage of information for their own gain - at the expense of the general investing public.

Companies are not the only entities that are subject to strict disclosure regulations. By law, brokerage firms and analysts must also disclose any sort of information that they have that relates to investment decisions. For example, in order to limit conflict of interest issues, analysts must disclose any equities that they own.

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In the wake accounting scandals, more people are calling for full disclosure. But what would that even help? What Would Full Disclosure Mean For The Market?
Find out how this regulatory body protects the rights of investors. Policing The Securities Market: An Overview Of The SEC
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n

A release of information.

Random House Word Menu:

categories related to 'disclosure'

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Random House Word Menu by Stephen Glazier
For a list of words related to disclosure, see:

Translations:

Disclosure

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Dansk (Danish)
n. - afsløring, åbenbaring

Nederlands (Dutch)
onthulling, het openbaar maken

Français (French)
n. - révélation, divulgation, communication (de renseignements)

Deutsch (German)
n. - Enthüllung

Ελληνική (Greek)
n. - αποκάλυψη, φανέρωμα, κοινολόγηση, εκδήλωση, (οικον.) (εκούσια ή ακούσια) δημοσιοποίηση οικονομικών πληροφοριών εταιρειών

Italiano (Italian)
rivelazione

Português (Portuguese)
n. - descobrimento (m), exposição (f), revelação (f)

Русский (Russian)
разглашение, разоблачение

Español (Spanish)
n. - revelación

Svenska (Swedish)
n. - avslöjande, upptäckt

中文(简体)(Chinese (Simplified))
揭露, 泄露, 披露

中文(繁體)(Chinese (Traditional))
n. - 揭露, 洩露, 披露

한국어 (Korean)
n. - 누설, 공표

日本語 (Japanese)
n. - 暴露, 発覚, 発覚した事

العربيه (Arabic)
‏(الاسم) كشف, فضح, شئ وبخاصه سر انكشف أمره‏

עברית (Hebrew)
n. - ‮גילוי‬


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Mentioned in

Full Disclosure (in accounting)