The Fair Credit Reporting Act allows consumers access to credit records for the purpose of correcting errors.

The Fair Credit Reporting Act was originally adopted in 1970. It was extensively modified in 1996 and again in 2003.

The Fair Credit Reporting Act protects the consumer by limiting access to credit reports to those who have a legitimate business reason. Consumers also have the right under the Fair Credit Reporting Act to know what is in their credit files.

Fair Credit Reporting Act.

The Fair Credit Reporting Act (FCRA) was originally enacted in 1970 in the United States. It regulates how consumer credit info is collected, disseminated & used by consumer reporting agencies.