No but...how about 'almost' guaranteed issue coverage? I have plans with as little as one knock-out question and several with just a few disqualifiers. What state do you live in ans what is your issue?

Guaranteed issue life insurance is life insurance that is guaranteed acceptance. That means if you apply you are guaranteed to be accepted for life insurance coverage. However, you usually have to be a certain, like 45-75. Also, the amount of coverage is not fully available until 1-2 years after you own the policy - this is called graded benefit life insurance.

You should ask what the benefits are, what is covered, the amount of premiums. Typically guaranteed issue coverage has a higher premium than other type of coverage. Also ask if it is a temporary ot permenant coverage.

You may be able to find information by doing a search on "Guaranteed Issue" policies in your state.

It's tax deductible, guaranteed issue and it attracts a better class of worker.