Homeowners insurance is often referred to as Hazard Insurance.

They are the same thing.

Hazard insurance is specific to a certain type of problem that can happen to your property. This can be anything from flood insurance to vandalism insurance.

It's referencing your House insurance. Homeowners insurance is also known as a Home Hazard Insurance Policy.

hazard insurance is another way to say homeowners insurance - they should be referring to the same thing

Hazard insurance protects a homeowner against the costs of damage from fire, vandalism, smoke and other causes. When you take out a mortgage, the lender will require you to take out hazard insurance to protect their investment; many lenders will incorporate the insurance payment into your monthly mortgage payment.