This would depend on the company from which you received the
loan.
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Yes, but you would have to get a loan for the payoff amount from
the loan company you want to use
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true a loan company is not a financial intermediary
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yes they can call and take such action with the loan company
that the loan company can then decide to take your car or call in
the loan for full payment
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You can not prevent home mortgage loan company from securitizing
you loan. The only way out is do not default your repayment.