5 C's of Credit refer to the factors that lenders of money evaluate to determine credit worthiness of a borrower. They are the following:.
1. Borrower's CHARACTER.
2. Borrow…er's CAPACITY to repay the loan.
3. COLLATERAL or security/guarantee for the obligation.
4. Borrower's CAPITAL (business networth) or downpayment for the loan.
5. Present and anticipated CONDITIONS of the borrower, collateral, business, and the industry or economy in general (MORE)
Jerome Bruner was a constructivist. He believed active learning builds mental structures. In other words, the learner has to be actively involved in their own lea…rning process. The instructional approach to teaching mathematics called the CPA approach is based on work Bruner did in the 1960's. The Concrete-Pictorial-Abstract approach reaches out to a variety of learners. The Concrete element refers to objects such as base ten blocks, fraction tiles, markers, or other objects that can be physically manipulated. The Pictorial element refers to drawings, diagrams, charts, or other drawings completed and interpreted by the student. The Abstract element refers the symbolic representations such as numbers or letters the student uses to show their understanding. (MORE)
As far I know, Jerome Bruner is still alive. He is on the faculty at New York University (NYU) as a Research Professor of Psychology, and he is also a Senior Research Scholar/…Fellow at NYU School of Law. His web page is www.psych.nyu.edu/bruner. (MORE)