loan officer

You are not providing enough information. What is the interest rate and the term or length of time of the loan?

Home forclosures happen when a person who has taken out a loan for the purchase of a house has defaulted on this loan. The house has become the collateral for the business providing the loan.

Yes providing an order has been signed by a judge.

One may not "return" a loan. Rather, one may pay off the loan. For most loans, a number or address is provided in order to get pay off information (there will always be some excess interest that must be paid beyond the principal). Once one knows exactly how much is needed to close the loan, one would either write a check and send that check to the company providing the loan or one would wire transfer the funds to the company providing the loan.

For payday loans, you will be expected to pay both the fees and the entire loan as soon as you accept and sign for the loan.