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If you are already running this business and want to expand it by adding more processing unit, you can apply for business loan else personal loan is the best option.

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How can you possibly expect there to be one answer for a question such as this! First and formost, ask your lender. They ALWAYS know what the loan payoff is.

Loan clerks are employed by banks to interview customers and help them apply for loans, guiding them through the application and contract process. Clerks also help loan applicants understand what is necessary for a loan to be approved, as well as how to address any financial issues that may prevent the loan from being granted. Loan clerks are well versed in all loan types and parts of the approval process specific to the bank they work for, in order to answer questions and provide service to the customer.

Loans that clerks work with include automobile, home mortgage, and commercial business loans. The data collected by loan clerks from the customer includes name, address, and basic personal information such as credit and employment history, and a list of individual assets such as real estate. After the information is collected, loan clerks will verify it with credit and reference checks, and then determine if the loan should approved by using specific underwriting software. Once this process is finished, loan clerks meet with bank managers to decide whether or not to grant the loan. In some cases, such as large commercial loans, the application may be approved using other, more involved methods such a collaboration of loan institutions. The loan clerk guides the customer through every stage of this process.

Working at a bank as a loan clerk is a 40 hour standard week desk job, with the chance for after-hours time being needed where there is a large influx of customers or an increased demand for loans. Education wise, loan clerks have at least a high school degree, with a college degree not necessarily required depending on the bank. Typically, loan clerks have worked their way up from within bank, often starting first as bank tellers. There is no special licensing required for being a basic level loan clerk, however there is certification necessary to work as a home mortgage loan officer. Additionally, commercial loan officers may be required to have a degree in economics or finance.

Most loan clerks work at commercial banks and credit union, typically in cities and the surrounding area. In smaller banks, loans may actually be handled by the bank’s branch manager instead of by loan clerks or loan officers. Starting salary on average for loan clerks is around $30,850, with an average of around $39,710 to $76,860 depending on bank, location, years worked, and exact position.

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For loan seekers who are seriously looking for personal, business or home loan can visit gosahi com, submit the required details, get best quotes from major banks and select the one from available option to initiate the loan process. It's as simple as that.