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yes a higher deductible means a lower premium.

Q: A higher deductible will usually mean a lower premium?

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yes a higher deductible means a lower premium.

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Indeterminate premium life insurance is a type of whole life insurance that specifies two premium rates: a guaranteed maximum, and a lower rate you actually pay. The lower premium level is for a set period of time. Then the company establishes a new rate that may be higher or lower than the initial premium. But your premium can never be more than the guaranteed maximum.

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Your premium is pretty much your monthly bill, after deciding what type of deductible you plan on choosing. The higher deductible the lower your premium will be.

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The premium will generally increase.

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a lower deductible

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