Generally, employer-supplied insurance will provide major
medical. Check your policy or ask your HR representative about your
specific policy.
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Major medical insurance plans can be obtained from companies
such as BUPA and Saga. They can also be obtained from a company
such as Simply health which specializes in doing medical plans.
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Major medical insurance covers a variety of services. Some of
these include a certain number of regular doctors' checkups
annually, dental insurance, as well as prescription medication.
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major medical insurance providers usually offer a broader range
of coverage in which most other insurance companies don't. Making
it easier to choose the right coverage for you or your family
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Catastrophic medical insurance is insurance only for large
payments when something major happens to you. If you have regular
health insurance, you do not need to purchase catastrophic
insurance as well.