A budget profile is the month by month plan of when the funds in a budget are expected to be spent.

Depends on what day is your birthday- can be the 2nd, 3rd or 4th Wednesday of the month.

You pay your bill at the end of the month, and they tack on the interest.

{| |- | Month 1 10 Month 2 20 Month 3 30 Month 4 40 Month 5 50 Month 6 60 Month 7 70 Month 8 80 Month 9 90 Month 10 100 Month 11 110 Month 12 120 Month 13 130 Month 14 140 Month 15 150 Month 16 160 Month 17 170 Month 18 180 Month 19 190 Month 20 200 Month 21 210 Month 22 220 Month 23 230 Month 24 240 Month 25 250 Month 26 260 Month 27 270 Month 28 280 Month 29 290 Month 30 300 Month 31 310 Month 32 320 Month 33 330 Month 34 340 Month 35 350 Month 36 360 Total of all months 6660 NB: This excludes interest. |}