Financial stability is the ability to meet your monthly
obligations. With most people financial stability includes the
ability to save money.
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There doesn't seem to be a question there that you have not already answered.
If you have rental income from the unit that covers the monthly obligations, you can continue to keep it until the market rebounds.
It's unclear what part of your question you want answered.
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It is usually calculated on a percentage basis. A total of all
your monthly obligations and your income and available assets.
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Merchant Advisors will send the seller a regular monthly
statement of accounts. This statement can have the credits for
financial obligations bought, a debit for credit notes released and
the quantity of cash attracted, among other particulars.
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Your debt-to-income ratio is your total monthly debt obligations
divided by your total monthly income. Increase your income or lower
your debt payments to have a more favorable debt-to-income ratio.
How do the credit companies know your income?