MCC program stands for the Mortgage Credit Certificate Program (MCC), it provides financial assistance to first-time homebuyers. You can ask someone in the town hall about getting into the program. The process usually take several weeks.

Duncan McC Holthausen has written:

'The volume of consumer instalment credit, 1929-38' -- subject(s): Credit, Installment plan, Loans

Simply put, a self certificate mortgage is a mortgage granted on an employee's statement of income as opposed to their employer's or accountant's statement of income.

It is very difficult to get a mortgage with bad credit. You will probably first have to raise your credit score.

The credit score can effect mortgage rates in a lot of differnt ways. If someone has a high credit score he get a lower mortgage rate and if someone has a low credit score he gets a higher mortgage rate.