Results for: Nonstandard

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In Uncategorized

Who has the approval authority dor directed mission-essential tasks that involve nonstandard tasks?

Higher Commanders have the approval authority dor directed mission-essential tasks that involve nonstandard tasks.

Jeffrey Dahlen

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Insurance Plus

17,982 Contributions

http://www.insuranceplus.org

Answered

In Insurance

What is the difference between standard and nonstandard insurance?

Standard and Non Standard Policy Forms The only difference is the Policy Forms they are written on and the range of applicants that can be accepted Standard Insurance pol…icies are written on state approved policy forms. Standard Policy forms are regulated by the state in which they are issued and are cookie cutter policies that differ very little from one company to another in coverages, language and price with narrow acceptance rules. They are geared to the preferred client with good credit and underwritten in such a way as to limit risk exposures for the Insurance Company and exclude certain classes of drivers. They are quite popular for use by insurers and that's why so many companies use them, hence the term "Standard". Nonstandard Insurance Policies are also written on state approved Policy forms and vary widely in pricing because they are custom policies designed by the issuing company to be able to accept a broader market range of risks. Many do not even take your personal credit into account for rating at all. They may be cheaper than standard or they may be higher depending on the risks presented and are most often unique to that company, Hence the term nonstandard. It has nothing to do with the financial health nor the Am Best rating of the Insurance Company nor the quality of coverage. No State has any requirement of law that you seek out a nonstandard policy due to a DUI. There is no such thing as a substandard policy in the U.S. because no state would even allow a policy deemed as such to be sold in their jurisdiction. Nonstandard by no stretch of the imagination should be construed as Sub Standard in any way what so ever. They essentially offer the same coverages but for a broader class of people. In fact, many Insurance Companies offer both standard and non standard policies. All Standard and Nonstandard Policy forms must be approved by the state in which they are issued and the issuing company must follow all your state laws and regulations. Answer from a General Insurance Agent ___________________________________________________________________ Another Wiki Answer Non-standard insurance is to cover any special needs. If someone is arrested for DUI he will be required to carry non-standard isurance that agrees to cover people with DUI prior's. Some non-standard life insurance is necessary if an individual is a sky-diver or has a high risk job or hobby. In general, non-standard insurance is more expensive because the insured individual is considered to be a higher risk. This could also be referring to the risk rating that the underwriter will set, based on the health of the proposed insured. Standard rated means somebody of average age, average health, , average risk career, average risk location etc. Sub-standard is therefore somebody who is older, smokes, more unhealthy (depending on the results of the medical tests). Preferred and Preferred Plus are exceptionally good risks for the insurer, though the underwriter will usually choose these rates. So, standard or sub-standard will have higher premiums, with possible loading applied to offset the risk and preferred and preferred plus will enjoy lower premiums due to the low risk of mortality early in the policy. (MORE)

Paige Matzner

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Sonnybirdie

5 Contributions

Answered

In Science

What is the difference between nonstandard and standard units of measurements?

Standard units are common units that can be re-measured easily. Examples: meters, miles, grams, seconds, etc. Non standard units are more so things than units that can't be… (MORE)

Phillip Sou

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Mark Bolin

2 Contributions

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In Uncategorized

the approval authority for directed mission-essential tasks that involved nonstandard task is the?

The approval authority for directed mission-essential tasks that involved nonstandard task is the higher commanders.

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In Time Zones

What 3 continents have nonstandard time zones?

Asia and Antarctica are the only continents that have nonstandard time zones. In the 1920's other areas of the world changed to standard time zones to avoid railroad train… (MORE)

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In African-American History

What type of idea is being sold when an advertisement includes a black woman with a scarf around her hair who speaks nonstandard English and seems happy being a servant?

The idea that African American women are content to be thought of as inferior to others is being sold when such an advertisement appears.