originator

One who originates.

1. bank, savings and loan, or mortgage banker that initially made the mortgage loan comprising part of a pool of mortgages.

2. Investment banking firm that worked with the issuer of a new securities offering from the early planning stages and that usually is appointed manager of the underwriting Syndicate; more formally called the originating investment banker.

3. In banking terminology, the initiator of money transfer instructions.

noun

One that creates, founds, or originates: architect, author, creator, entrepreneur, father, founder², inventor, maker, parent, patriarch. See start/end.

(DOD) The command by whose authority a message is sent. The responsibility of the originator includes the responsibility for the functions of the drafter and the releasing officer. See also releasing officer.