After you talk to Jubal, talk to Palila, she lives in the house
just Northwest of him.
Talk to Jubal again and get the notes from him.
Go to Reuben (Clown that lives in Southeastern Appleton) and
talk to him. He will tell you that you need to go to Gritty on Art
Isle.
Talk to Gritty, he will give you the notes.
WAIT!!! Before you go anywhere NEAR Pirate, get 15 topazes and
10 amethysts!
Go to Pirate isle, Crossbones Camp, talk to the Captain Solomon.
He will tell you that Silver Mary has notes to give you.
Go to Silver Mary who lives right under Captain Solomon, she
will give you notes for 5 amelysts.
Go to Nathaniel juwho lives directly east from Silver Mary for
five topazes.
He will send you to talk to the Guard of Crossbones who wants
five topazes.
Talk to him, then talk to Bart who is next to Nathaniel.
Bart will tell you to go talk to Sam (who lives near Bart),
Rhianna (Who lives on Saddle Isle in the little Town, just take the
boat on Skull and walk the rest of the way) and to the Wington Row
boater(He, too wants topazes). Go talk to Sam and Rhianna they'll
give you notes, then go to Bird isle and talk to the Row
boater.
Ok now you're finished collecting scraps, go to Dieter who lives
near Rhianna, and he will give you two choices, for him to tell you
the answer of the clue that all the notes give, or you will have to
figure it out yourself. If you choose to do the riddle, the answwer
is a diamond.
Now, the notes go like this: STIG MAKE EPSJ UBAL ONJH OREN OTIN
BOATS
THEW AYTO THET REAS UREA GUMD ROPE VOKES
If you choose not to give him a diamond/solve him riddle:
These are the letters from the notes that Dieter will show you.
Now, write all these words with spaces in each word like this: S T
I G M A K E and so on... now find out the secret message.
The phrases should spell out; "Stigma keeps Jubal on shore not
in boats, the way to the treasure a gum drop evokes."
So now, get a gumdrop, whether by going to cloud or advertising
it, go to Jubal and show him the gum drop, he will regain his
memory and tell you to dig in his house, dig and you'll get his
treasure and he will share it with you, and you end his quest!