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Expenses before hospitalization is called Pre-Hospitalization expenses and expenses after discharge from the hospital are called Post-Hospitalization expenses. Usually 30 days pre-hospitalization and 60 days post hospitalization expenses are covered under mediclaim policies.

Domicillary hospitalization is taking medical treatment at home.

I don't think any of the victims will require hospitalization.

There should be no psychological problems after hospitalization. Hospitalization is usually a positive thing that is designed to repair damage and heal illness. Psychological hospitalization should be seen as a chance to stabilize medication and have some time away from the world to "regroup."