Usually you can work out a payment plan with a judgment creditor. If you do not have the money now, a payment plan (and settlement agreement) is a cheaper and better alternative to the other collection techniques in the Creditor's arsenal.

Negotiating with creditors can help to postpone payments. A lot of mortgage companies will let a person defer interest to the backend of their loan. Finally, bankruptcy is an option.

Preparative techniques are scientific techniques. There are three main categories of preparative techniques. These include synthesis techniques, growth techniques, as well as purification techniques.

begining of your payment; the first payment you do

To increase payable float, a company can implement techniques such as strategically scheduling payment dates closer to the due date, negotiating longer payment terms with suppliers, using electronic payment systems to delay transactions, and optimizing cash flow forecasts to better manage payables. These methods can help extend the time it takes for payables to be settled, thereby improving working capital efficiency.