ACH ( Automated Clearing House) payments are electronic payments from one account to another. Some tips on making it work are gather your information, make a list of all your bills, set up the CAH payments you want, record the ACH transactions and the dates they will be deducted. Check and balance the account monthly to make sure the right amounts have been deducted at the right time.

Auto finance and car loan tips to help making car buying easier. Cars.com's auto loan calculator estimates your monthly payments, down payments, interest rate.

Somewhere to get mortgage payments tips would be from wherever you obtain a loan (if taking out a loan), a lawyer, and the best would be family (parents, aunts, uncles, cousins, etc.) and even friends.

The best three tips is to close out credit cards with a paid balance, make payments on time, and try not to have too many lines of credit reflect on the credit report.

One can find advice if one owes money to the IRS by visiting the IRS website. On the site they have 10 tips for Taxpayers who owe money to the IRS. Included in these tips are ways to make payments and applying for additional time.