There is no restriction on how much you can get in annuity payouts from your insurer. The annuity payouts depend on the plans and coverage and also the insurance company.

yes the profits are taxable. The taxability of payments is the responsibility of each trader and may vary depending on their place of residence.

Life Insurance payouts are income tax free. More info see the attached link.

no soz .haha

For BetClick, You can check your payouts by using neteller or paypal for example. This will ensure that you are being paid in you win after betting at betclick.