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A Personal Accident Insurance is an insurance which covers a person from accidental death and disablement. The disablements include permanent total disability, permanent partial disablement and temporary total disablement.

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That depends on if it was accidental or on purpose.

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A personal gas detector is a portable and often times light weight device that can detect and monitor harmful gases to the human body. Personal gas detectors provide an alarm of some sort to prevent accidental gas poisoning.

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