The banking institutions who currently offer the lowest rates on a personal loan are generally credit unions and community credit unions. Large banks offer higher rates.

A consumer credit report consists of a persons personal information as well as their credit history and score which can be used by financial institutions and sometimes employers as well.

Institutions that are sources of credit are: banks, loan companies, credit unions, Visa cards, Mastercards, payday loan companies, etc.

Answer

It's not hard to get a personal loan if you have good credit and a steady job. Most institutions that lend money will look at your credit ratings and how long you have been on the same job and if everything looks fine to them, there will be no problem.

hope this helps!

Personal loans can be secured at most financial institutions like The Royal Bank of Canada, Bank of Nova Scotia, Bank of Canada, the Toronto Dominion Bank or a person my choose a credit union. A line of credit would be another option.