n.

1. A prize or award.
2. Something offered free or at a reduced price as an inducement to buy something else.
3. A sum of money or bonus paid in addition to a regular price, salary, or other amount.
4. The amount paid, often in addition to the interest, to obtain a loan.
5. The amount paid or payable, often in installments, for an insurance policy.
6. The amount at which something is valued above its par or nominal value, as money or securities.
7. The amount at which a securities option is bought or sold.
8. Payment for training in a trade or profession.
9. An unusual or high value: Employers put a premium on honesty and hard work.

adj.

Of superior quality or value: premium gasoline.

idiom:

at a premium

1. More valuable than usual, as from scarcity: Fresh water was at a premium after the reservoir was contaminated.

[Latin praemium, inducement, reward : prae-, pre- + emere, to take, buy.]

1. The total cost of an option.

2. The difference between the higher price paid for a fixed-income security and the security's face amount at issue.

3. The specified amount of payment required periodically by an insurer to provide coverage under a given insurance plan for a defined period of time. The premium is paid by the insured party to the insurer, and primarily compensates the insurer for bearing the risk of a payout should the insurance agreement's coverage be required.

Investopedia Says:
1. The premium of an option is basically the sum of the option's intrinsic and time value. It is important to note that volatility also affects the premium.

2. If a fixed-income security (bond) is purchased at a premium, existing interest rates are lower than the coupon rate. Investors pay a premium for an investment that will return an amount greater than existing interest rates.

3. A common example of an insurance premium comes from auto insurance. A vehicle owner can insure the value of his or her vehicle against loss resulting from accident, theft and other potential problems. The owner usually pays a fixed premium amount in exchange for the insurance company's guarantee to cover any economic losses incurred under the scope of the agreement.

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In general: extra payment usually made as an incentive.

Bonds:

1. amount by which a bond sells above its face (Par) value. For instance, a bond with a face value of $1,000 would sell for a $100 premium when it cost $1,100. The same meaning also applies to preferred stock. See also Premium Bond; Premium Over Bond Value; Premium Over Conversion Value.

2. Amount by which the Redemption Price to the issuer exceeds the face value when a bond is called. See also Call Premium.

Closed-end and exchange-traded funds: amount by which the fund's share value exceeds net asset value.

Insurance: fee paid to an insurance company for insurance protection. Also, the single or multiple payments made to build an Annuity fund.

Options: price a put or call buyer must pay to a put or call seller (writer) for an option contract. The premium is determined by market supply and demand forces. See also Option; Premium Income.

Stocks:

1. charge occasionally paid by a short seller when stock is borrowed to make delivery on a Short Sale.

2. Amount by which a stock's price exceeds that of other stocks to which it is comparable. For instance, securities analysts might say that XYZ Foods is selling at a 15% premium to other food company stocks-an indication that the stock is more highly valued by investors than its industry peers. It does not necessarily mean that the stock is overpriced, however. Indeed, it may indicate that the investment public has only begun to recognize the stock's market potential and that the price will continue to rise. Similarly, analysts might say that the food industry is selling for a 20% premium to Standard & Poor's 500 index, indicating the relative price strength of the industry group to the stock market as a whole.

3. in new issues, amount by which the trading price of the shares exceeds the Offering Price.

4. amount over market value paid in a tender offer. See also Premium Raid.

1. Special item, bonus, or award offered free or at a nominal price as an incentive to induce a target market to purchase or obtain for trial a product or service. Advertisers use premiums to attract consumers who would not normally buy a product or service, or to encourage more frequent buying by those already buying the product. In addition, premiums are used to introduce new products, provide extra appeal in special sales events, meet competitive prices, provide copy appeal, promote larger size units, and excite a company's sales force. Newspapers, magazines, radio broadcasts, packages, store displays, outdoor advertising, direct-mail, and package inserts are frequently used to promote premiums. An advertiser who elects to charge for a premium may offer an $8 can opener to its target group for $1 plus 10 box tops of the product. On the other hand, an advertiser may elect to offer the can opener free with 10 proofs of purchases. In both examples, the advertiser has used the premium to boost sales. When premiums are used as an incentive to try a product, such as a magazine, it is important that the premium selected be attractive enough to get qualified prospects to respond, but not so desirable that consumers are more interested in the gifts than the product being sold. In fact, many advertisers believe that the most effective premium is the one that is closely related to the type of product offered. For example, a baby food manufacturer may offer a rattle as a premium with the purchase of baby food. It is also felt that the premium should be visually appealing and, if possible, serve as a constant, favorable reminder of the promoted product, since the more often the premium is used, the more often the customer is reminded of the product. For example, advertisers frequently imprint their name on their premium to reinforce the relationship between themselves and the premium. See also promotion marketing association of america.

2. Higher charge paid for a product, service, or special advertising request. For example, advertisers who want to assure that their advertisement will receive maximum impact will pay a premium price for a preferred position, such as page 3 of a publication. In addition, advertisers with deadlines to meet will pay a premium to get their production completed in a short period of time. Also called premium price.

3. Highest-priced product or service in the competitive marketplace. Premium products have recently assumed an important market niche. For example, marketers have found that some consumers are willing to pay a premium price to purchase a quality product for items such as ice cream, cookies, and upscale food specialties.

1. the cost of an insurance policy.
Example: Annual or monthly premiums are generally required for Hazard Insurance, Liability Insurance and life insurance. Title Insurance premiums are paid only once.

2. The value of a Mortgage or Bond in excess of its Face Amount.
Example: When the face rate of a mortgage exceeds the prevailing Market Interest Rate the mortgage may be worth a premium over its Face Value.

3. An amount over market value paid for some exceptional quality or feature.
Example: Pembleton paid a premium for the house with an excellent view of the lake.

noun

Something given in return for a service or accomplishment: accolade, award, guerdon, honorarium, plum, prize¹, reward. Idioms: token ofappreciationesteem. See reward/punish/deserve.

adj

Definition: excellent
Antonyms: inferior, low, low-class, poor

n

Definition: bonus, prize
Antonyms: lowness, paucity

---

n

The amount charged by a dental benefits organization for coverage of a level of benefits for a specified time.

This entry contains information applicable to United States law only.

A reward for an act done.

A bounty or bonus; a consideration given to invite a loan or a bargain, as the consideration paid to the assignor by the assignee of a lease, or to the transferer by the transferee of shares of stock, etc.

In granting a lease, part of the rent is sometimes capitalized and paid in a lump sum at the time the lease is granted. This is called a premium.

The sum paid or agreed to be paid by an insured to the underwriter (insurer) as the consideration for the insurance. The price for insurance protection for a specified period of exposure.

Refers to a royalty paid by all players to the holder of a particular hand, with the amount and specific hand or hands determined prior to the beginning of play.

SoundPoker Says: For example, in some private games, anyone holding aces full or better will receive one chip at the showdown from all the players in addition to winning the pot.

See Also: Aces Full, Showdown

IN BRIEF: A prize offered to give an added reason for buying or doing something. Also: A payment made for an insurance policy.

Justice is the insurance which we have on our lives and property. Obedience is the premium which we pay for it. — William Penn (1644-1718)

This entry is from Wikipedia, the leading user-contributed encyclopedia. It may not have been reviewed by professional editors (see full disclaimer)

Dansk (Danish)
n. - præmie, overkurs, indskud, bonus
adj. - præmie-

idioms:

• at a premium    over pari, til overkurs, stærkt efterspurgt
• put a premium on    præmiere, opmuntre til, sætte højt

Nederlands (Dutch)
premie, superbenzine, extra prijs, cadeau bij aankoop, beloning, van extra kwaliteit/waarde

Français (French)
n. - prime, taux, (gén) supplément, prime d'émission (Bourse), prime d'assurance, (Comm) reprise, (fig) (valoir) de l'or
adj. - (GB, Fin) à lots, très cher, fort (prix), super (carburant)

idioms:

• at a premium    (acheter/vendre) au prix fort, (fig) (valoir) de l'or, précieux (temps)
• put a premium on    mettre (qch) au premier plan

Deutsch (German)
n. - Prämie, Preis, Agio
adj. - von hoher Qualität

idioms:

• at a premium    zu einem Aufpreis, hoch im Kurs
• put a premium on    etwas belohnen

Ελληνική (Greek)
n. - (οικον.) ασφάλιστρο, δώρο, έκτακτη αμοιβή, πριμ, έξτρα, προσφορά, βραβείο, υπερτίμηση
adj. - ανώτερης ποιότητας

idioms:

• at a premium    είμαι δυσεύρετος, έχω μεγάλη ζήτηση
• put a premium on    επιβραβεύω, δίνω μεγάλη αξία σε

Italiano (Italian)
super, di prima scelta, premio, ricompensa, buonuscita, gratifica

idioms:

• at a premium    sopra la pari
• put a premium on    dare importanza a, favorire, incoraggiare, privilegiare

Português (Portuguese)
n. - prêmio (m), recompensa (f)
adj. - de primeira qualidade

idioms:

• at a premium    a um prêmio de
• put a premium on    oferecer uma recompensa

Русский (Russian)
премия, первоклассный

idioms:

• at a premium    выше номинала, ценный
• put a premium on    поощрять

Español (Spanish)
n. - gasolina super, premio, prima
adj. - de gran calidad, de alto precio

idioms:

• at a premium    acciones vendidas por encima de la par, muy cotizado, escaso
• put a premium on    dar un gran valor a

Svenska (Swedish)
n. - (försäkrings)premie, pris, belöning, extra belopp, överkurs (hand.)
adj. - (högt) (upp)skattad, premie-

中文（简体） (Chinese (Simplified))
奖品, 额外补贴, 津贴, 奖金, 酬金, 高价的, 优质的

idioms:

• at a premium    在票面价值以上, 非常珍贵
• put a premium on    奖励, 鼓励, 重视

中文（繁體） (Chinese (Traditional))
n. - 獎品, 額外補貼, 津貼, 獎金, 酬金
adj. - 高價的, 優質的

idioms:

• at a premium    在票面價值以上, 非常珍貴
• put a premium on    獎勵, 鼓勵, 重視

한국어 (Korean)
n. - 할증금, 포상금
adj. - 뛰어나게 우수한

idioms:

• at a premium    프리미엄을 붙여
• put a premium on    ~을 유발[장려]하다

日本語 (Japanese)
n. - プレミアム, 手数料, 報奨金, 保険料, 割増, 賞与, 報酬, 景品, 掛け金, 賞金

idioms:

• at a premium    プレミアム付きで, 大需要があって
• put a premium on    助長する, 重んじる, 奨励する

العربيه (Arabic)
‏(الاسم) قسط, علاوة, مكافأة, فرق سعر بين نوعين من العمله (صفه) نفيس‏

עברית (Hebrew)
n. - ‮פרמיה, בונוס, פרס, שכר לימוד, תוספת, הטבה‬
adj. - ‮באיכות גבוהה יותר או הכי גבוהה, בעלות גבוהה יותר‬

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Gbc Premium	Omniform Premium
Premium Slicer	p5wd2 premium