Certainly.. You can renegotiate OR modify your existing plan. I
would suggest you to get an OPTION REPORT from "Autorelifgroup".
With which you will come to know your options.
Use this link for more information..
http://www.autoreliefgroup.com
Ronny
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They can do this through givebacks and a two-tier wage
system.
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in most US states - not unless the creditor will allow it.