Install the appliance according to manufacturer's instructions.

no its uninsurable

Dynamic risk is subject to exposure of loss due to environmental changes such as change in inflation rate, technology, natural calamities, political upheaval.

Static risk is subject to exposure of risk but not significantly affected by the business environment and remain constant such as fire, theft and misappropriation.

Dynamic risk is not insurable whereas static risk is insurable.

failure to disclose material facts that changes insurable risk

Speculative (dynamic) risk is a situation in which either profit OR loss ispossible

The outcome of such speculative risk is either beneficial (profitable) or loss.

Speculative risk is uninsurable.

Hope i helped!