The reference to SRCC in an insurance policy is generally taken to mean "Strike, Riot or Civil Commotion". It is a fairly standard exclusion (non-covered occurrence) in many insurance policies, including health policies.

Most insurance companies will quote you for such cover.

What does commotion mean

Extended Coverage (ECE): includes coverage for loss caused by Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft or Vehicles, Smoke and Volcanic Eruption.

Vandalism or Malicious Mischief (V&MM)

Disturbance/civil unrest.