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self-selection

 
Dictionary: self-se·lec·tion   (sĕlf'sĭ-lĕk'shən)
 
n.
  1. Selection of or by oneself.
  2. Selection of merchandise by oneself from a display counter or rack in a store.
selfselected self'-se·lect'ed adj.
selfselective self'-se·lec'tive adj.
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Insurance Dictionary: Self-Selection
 

Effort of a poor risk to seek insurance coverage. The onset of a health problem such as heart disease, for example, may prompt a person to apply for life insurance before seeking medical treatment. Such applicants, if not screened out, would weight the insured pool toward bad risks. The Underwriting process is intended to counter the natural tendency toward self-selection among insurance applicants, either by requiring higher rates for poorer risks or by denying them coverage. See also Adverse Selection.

 
Wikipedia: Self-selection
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Self-selection is a term used to indicate any situation in which individuals select themselves into a group, causing a biased sample. It is commonly used to describe situations where the characteristics of the people which cause them to select themselves in the group create abnormal or undesirable conditions in the group.

Self-selection is a major problem in research in sociology, psychology, economics and many other social sciences.

Explanation

Self-selection makes it difficult to determine causation. For example, one might note significantly higher test scores among those who participate in a test preparation course, and credit the course for the difference. However, due to self-selection, there are a number of differences between the people who chose to take the course and those who chose not to. Arguably, those who chose to take the course might have been more hard-working, studious, and dedicated than those who did not, and that difference in dedication may have affected the test scores between the two groups. If that was the case, then it is not meaningful to simply compare the two sets of scores. Due to self-selection, there were other factors affecting the scores than merely the course itself.

Self-selection causes problems for research about programs or products. In particular, self-selection makes it difficult to evaluate programs, to determine whether the program has some effect, and makes it difficult to do market research.

The term is also used in criminology to describe the process how specific predispositions would make an offender to choose a criminal career and lifestyle.

References

JOHN H. LAUB & ROBERT J. SAMPSON , TURNING POINTS IN THE LIFE COURSE: WHY CHANGE MATTERS TO THE STUDY OF CRIME in. CRIMINOLOGY, VOLUME 31 NUMBER 3, USA, 1993

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Copyrights:

Dictionary. The American Heritage® Dictionary of the English Language, Fourth Edition Copyright © 2007, 2000 by Houghton Mifflin Company. Updated in 2007. Published by Houghton Mifflin Company. All rights reserved.  Read more
Insurance Dictionary. Dictionary of Insurance Terms. Copyright © 2000 by Barron's Educational Series, Inc. All rights reserved.  Read more
Wikipedia. This article is licensed under the GNU Free Documentation License. It uses material from the Wikipedia article "Self-selection" Read more