no

Prepositional phrase...yeeeah...

The suicide clause is part of a 2 year period of contestability that all life insurance policies have in their contracts. This is to prevent fraud.

Most life insurance policies have a two year suicide clause that states that the policy will not pay for death by suicide if it occurs within 24 months from the date the application was issued. Death benefits will be paid if it is after that time period. If the suicide occurs during the suicide clause the insurance company will return the premium paid in full plus interest.

I doubt it. Most policies have a clause that states with a suicide there is no payment. It has to be an accidental death or murder.