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the loch ness monster or nesse
If Nessie exists then as Nessie is a short name for 'The Loch Ness Monster' you would allegedly find it living in Loch Ness.
The Loch Ness Monster reportedly lives in Loch Ness (loch is a Gaelic term for lake) in Scotland.
there is no such thing then the loch ness monster
it is a monster that lives in loch ness in Scotland