Two factor authentication refers to two types of security in
place to authenticate a person's identity. Two factor
authentication is common in banking and providing health care
information because of the sensitivity of this information. To
create two factor authentication, you might create two separate
passwords, ask for a password and an answer to a security question,
require biometrics as authentication in addition to a specific pin
code or question. There are an infinite number of combinations that
can be put in place depending on your budget and the technology
available in your location.