Uninsured Motorist Insurance

Form of insurance that covers the policyholder and family members if injured by a hit-and-run motorist or driver who carries no liability insurance, assuming the driver is at fault. In most instances, reimbursements of costs of property damage and medical expenses resulting from the accident will be rewarded. The premiums for uninsured motorist coverage are usually rather modest, and are included as part of a regular auto insurance policy.

Form of insurance that covers the policyholder and family members if injured by a hit-and-run driver or a motorist who carries no liability insurance, assuming the driver is at fault.