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Based on my personal experience (3 houses foreclosed on)... GET OUT as soon as you can. I'm assuming you're the owner, you can delay the foreclosure process by contacting a bankruptcy lawyer, just ask them about any letters you've received. We delayed 18 months so far. But after 12 months we moved. Shortly after that we discovered that "someone" had entered and done some damage inside. Its most probably the "repo men" that the bank has hired. But be warned that once this info hits the courts, it also hits the police station, and that means you have no protection if someone were to enter with your baby there. I suggest you get out now because Repo people are ruthless and nasty.

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Q: 3 month old baby in the household can they repossess your home?
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