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for the driver - there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.
the driver because that is the one who is driving
In most cases both the driver and the passenger can be cited. The logic is that the passenger has a responsibility to wear a seatbelt and the driver has a responsibility to be sure that they do.
Stop. Brake. With increase weight, the stopping distance increases.
If both a passenger and a bus driver were drunk on the bus, they can both find themselves in trouble for public intoxication. In addition to that the driver could lose his job and license for drinking and driving.
If you are referring to 'The Hound of the Baskervilles,' the passenger told the cab driver he was Sherlock Holmes.
Stop. Brake. With increase weight, the stopping distance increases.
You should consult your region's laws. Typically a driver with a learners permit requires a passenger in the front seat whom is capable of driving if the need arises.
the driver
Yes a passenger can drink as well as the driver, Montana still doesn't have a drunk driving law. But if stopped you as a driver can drink, but you have to be sober when doing road side tests. If that makes sense
A learner's permit is a driver's license with significant restrictions. A person driving with a learner's permit typically must have a licensed adult driver in the front passenger seat.
Being named as an excluded driver means that you are not covered as the driver, and are not allowed to drive that vehicle. It doesn't mean that you can't be a passenger in the vehicle. If you were a passenger and were injured your injuries should still be covered under the insurance (whether or not the driver was your employer). If you were working at the time you may be eligible for workers compensation, also, but at the least your injuries should be covered.