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Are commercial lending services more lenient than utilizing a bank?
Commercial lending services are usually more lenient than a bank. They are usually more open to lend to people with so-so credit than banks. Commercial lending services are also usually more lenient with repayment schedules because they can end up making more money off of you that way.
Difference between development bank and commercial bank?
The biggest difference is the risk level. Banks are more regulated than a finance company. Finance company's maybe able to lend money or credit to someone who was unable to obtain funds from a bank.
Is universal banking is also know as commercial banking?
Yes, Universal banking is commercial banking itself. However, Universal bank does more than a commercial bank. Universal Bank are what we call the "expanded commercial bank" (EK). Commercial banks are limited to allied banking only whereas a universal bank does allied and non-allied banking transactions.
Which is the largest commercial bank in India?
State Bank of India is the largest commercial bank in India by both Branch and ATM numbers. They have: a. 16000 branches (26000 branches if we include associate bank branches too) b. 21000 ATMs (more than 45000 ATMs if we include the ATMs of the associate banks too) They are also the largest commercial bank in terms of customer base and deposits.
A bank is a place that will lend you money if you can prove that you don't need it?
A bank will loan you money if you have a down payment and show proof that you can pay it back. A banks criteria for a loan became more strict after the collapse of the housing market.
Where can one find more information about HSBC bank online?
One can find out information about the HSBC bank at the bank's web site. The HSBC bank deals with personal and commercial banking, along with loans and mortgages.
Definition of central bank and explain its functions?
The purpose of a central bank is frame the rules and guidelines that must be followed by all banks that operate in that country. Their job is to oversee the operations of all banks and make sure that customer interest is protected by all means. The Federal Reserve is the central bank in USA, Reserve Bank of India is the central bank of India.
Difference in loan syndication and multiple banking?
multiple banking is use of more than one bank while loan syndication is where several banks lend the money for one loan.
Can a spouse refinance a sole and separate property in a community property state?
You can refinance your property if a bank agrees to refinance your property. If they find out you are separated, they could choose not to lend you more money.
What is a lend me book on the nook?
Lend Me is when you can lend someone a book from your nook. But you can only lend that person the book once and you can not lend a book more than once. So once you lend a book to someone, you can't lend it to that person or anyone else again until you get a new nook. The person that you lend the book to has 1 week to accept the lend and then they have 2 weeks to read it. I believe the kindle has borrow it or something like that. Also, lend me is free.
What is a benefit of saving money in the bank?
In certain savings account plans they have rates of interest and the more you keep your money in there, the more money you get. This is so because they borrow your money temporarily to lend others but you still have credit for that money. So you will still have your money, but the bank will give you an interest for letting them borrow your money.
Commercial bank vs universal bank?
Mixed banking combines both deposit banking and investment banking. The main purpose is to raise money from the public and lend for business and industries for productive purposes. This trend of combining traditional banking and industrial banking was first noticed after the World War I in England and Germany.In England banks were finding it diffcult to pay back money to their depositors as many industrial borrowers failed to repay the loan dues and banks had to go for long term investments to safeguard their position.In Germany banks did quite opposite what banks were doing in England. In Germany, as a measure of abundent precaution the Government discouraged banks to go for long term investments. Therefore, banks there started deposit banking. The public also due to post war effects, were looking for risk-free investments and they found these banks as heaven and started investing thier hard earned money in banks.Universal Banking is making available all banking services and products under one roof. In other words, universal banking is a supermarket of financial services, where the bank customer can get all banking products and services at one place under a single roof. This type of banking started in Germany around the end of the 19th century.M.J.SUBRAMANYAM, XCHANGING, BANGALORE.
