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Explain the differences, and which card is superior.

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14y ago

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Where can people find credit card offer?

People can find the best credit card offers by going to their local bank or credit adviser, who will tell them their current credit history and banking information, then decide what credit card is correct for the customer.


What is the function of a credit card company?

A credit card company act as a 'liaison' between the customer and the business. The customer presents their credit card to the retailer - and the card company pays the retailer for the goods the customer has purchased. The card company charges the customer interest each month on the outstanding balance - in payment for the convenience of being able to make (often expensive) purchases, without having to h=cary large amount of cash.


After scanning a customer's credit card the machine tells you to confiscate the card What should you do with the customer's credit card?

Keep the card , and or destroy it .


After scanning a customer's credit card the machine tells you to confiscate the card What should you do with the customers credit card?

After scanning a customer's credit card, the machine tells you to confiscate the card. What should you do with the customer's credit card?Call the bank that issued it immediately. The telephone number is on the back of the card.


Can you explain how a credit card works when a customer makes a purchase?

When a customer uses a credit card to make a purchase, the card issuer pays the merchant on behalf of the customer. The customer then owes the card issuer the amount of the purchase, which is added to their credit card balance. The customer can choose to pay off the balance in full by the due date to avoid interest charges, or they can make minimum payments over time with interest added.


Can a retailer refuse a debit card for small transaction?

A retailer can set the types of payment they will except and any condidtions on taking that type of payment. A customer can also decide which retailers they will give their business to.


Do merchant credit card receipts have customer's names on them?

It does put the customer's name that is listed on the credit card but does not provide the entire cc#.


What is visa card and for what it is used?

Visa is a brand of a network for accepting cards. A merchant may decide to accept Visa, and the customer can pay with his card, which might be a credit card issued by a bank (the bank is loaning the money to the customer, and paying the merchant). It could be a debit card (also called a check card, as the bank deducts the money from the customer's checking account, then pays the merchant). Or it could be a gift card, where the money is paid to the card issuer (usually a bank) in advance, then the issuer pays the merchant and deducts the amount from the available balance.In each case, the Visa network helps facilitate the transaction between the merchant's processing company and the customer's bank. There is also a MasterCard network (which now the credit card processing companies typically bundle into a Visa/MasterCard acceptance). There is a Discover/Novus network as well as American Express, and some other lesser used ones such as CarteBlanche, Diners Club, and JCB. For each of those, the merchant needs to have an account set up with the network to be able to accept the card with that logo.


If the machine says to confiscate the card What should you do with the customer's credit card?

Keep It.


Prepare a telephonic conversion between a credit card customer and bank receptionist?

plese fil up white slip for cash deposite


what to do if you have to confiscate a customer's credit card?

Actually - you have no legal authority to retain someone else's credit card. Even if the card has been declined, it's still the customer's property - and you refusing to return the card could be seen as theft ! The card company can obviously block the card from being used, which will prevent the customer using it to make purchases (which is why it would be declined at the point of sale).


If a customer credit card information is encrypted what do that means?

This means that the card's information is encoded.